1121 S 23rd St, Temple, TX 76504

$199,640
3
BD
2
BA
1,288
SqFt

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List Price
$199,640
Status
ACTIVE
MLS#
7162261
Days on Market
0
Bedrooms
3
Bathrooms
2
Living Area
1,288
Lot Size
10,663
Area
Other

Property Description

Seller Financing at 6% - 3BR/2BA on Quarter-Acre Lot Near Baylor Scott & White Why rent when you can own for less? This 3-bedroom, 2-bath home (1,288 sqft) in the established Tal Coe Place neighborhood of Temple, TX is offered with seller financing at 6% - a full point below current bank rates, with no bank qualifying. THE HOME: Set on a generous 10,663 sqft lot with room to garden, add on, or simply enjoy the space. Single-level living throughout with wheelchair accessibility. Central heat and air, gas cooktop, ceiling fans, a covered front patio, and a fully chain-link fenced backyard with an exterior storage shed. Detached carport parking. Foundation professionally repaired (pier & beam) - documentation available. THE LOCATION: A very walkable neighborhood (Walk Score 73) just minutes from Baylor Scott & White Medical Center ideal for hospital professionals with easy access to shopping, dining, and I-35. Temple ISD: Travis Science Academy (0.3 mi), Scott Elementary, and Temple High School all nearby. THE TERMS: $199,640 purchase price, $25,000 down, 6% interest amortized over 30 years with a 5-year balloon. That's roughly $1,047/mo principal and interest with taxes and insurance, still under the $1,581/mo these homes rent for. A real path to homeownership for self-employed buyers or anyone locked out of traditional lending at 7%+ rates. Serious inquiries only. Proof of down payment required with offer.

Additional Information

Taxes
$3,731
Tax Year
2025
Year Built
1940
Garage Spaces
4
Parking Spaces
4
Exterior Features
None
Interior Features
Ceiling Fan(s), Multiple Dining Areas, Primary Bedroom on Main, Storage
Roof
Asphalt
Appliances
Refrigerator
Construction
Vinyl Siding
Region
Other
School District
Temple ISD
Elementary School
Scott
High School
Temple
Middle School
Travis
Sewer
Public Sewer
Stories
1
Street Name
S 23rd St
Street Number
1121
Neighborhood
Tal-Coe Place
Water
Public
Guest Accommodations
None
Acres
0.24
County
Bell
Floor
Carpet, Vinyl
Heating
Electric
Lot Description
Back Yard, Corner Lot, Few Trees, Front Yard

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Calculator source: Real Geeks

Listing courtesy of Ramgopal Surabi from Texas Signature Realty. Contact: (832) 748-0134

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