Bell Homes with Waterfront

Bell Homes with Waterfront

Welcome to Bell County, Texas, a hidden gem that beautifully combines the charm of small-town living with the allure of stunning waterfront properties. Nestled in the heart of Central Texas, Bell County is renowned for its picturesque landscapes, friendly communities, and a rich tapestry of history that dates back to the mid-19th century.

One of the most captivating features of Bell County is its access to serene waterfront homes. Imagine waking up each morning to the gentle sounds of water lapping against the shore, with breathtaking views that change with the seasons. Whether you’re looking for a cozy retreat or a spacious family home, the waterfront properties in Bell County offer a unique lifestyle that blends relaxation and recreation.

Residents can enjoy a plethora of outdoor activities, including fishing, boating, and kayaking on the region’s beautiful lakes and rivers. The warm Texas sun invites you to spend lazy afternoons on your deck, sipping sweet tea while soaking in the tranquil surroundings.

Bell County is not just about natural beauty; it also boasts vibrant local culture, with charming shops, delightful eateries, and community events that bring neighbors together. With a strong sense of community and a welcoming spirit, it’s no wonder that many choose to call Bell County home.

Explore the waterfront homes of Bell County and discover a lifestyle that offers both peace and adventure, all within reach of the vibrant heart of Texas. Your dream home awaits, where every day feels like a vacation!

Newest Bell Homes with Waterfront

$699,000
4 Beds 3 Baths 6979157 MLS
Tucked away on 1.8 acres in Morgan’s Point Resort, this updated home offers a rare combination of privacy, usable space, and a true connection to the outdoors — all just steps from Lake Belton. Set off the road, the property immediately stands apart. A wide front yard, mature trees, and the natural Corps land directly behind create a setting that feels secluded, quiet, and deeply connected to nature. It’s not uncommon to see deer moving through the property, adding to the everyday experience of lake-area living. Inside, the home has been thoughtfully refreshed and is move-in ready with room to make it your own. Luxury Vinyl Plank flooring and carpet (March 2026) pair with fresh interior paint for a clean, updated feel. The kitchen has been refinished with refreshed cabinetry, offering a cohesive, modern look while maintaining functionality. The layout is flexible and well-suited for a variety of needs, highlighted by an upstairs game room with a full bathroom — ideal as a second living area, guest suite, or private retreat. Outside is where this property really shines. The backyard is designed for both relaxation and entertaining, featuring a refreshed swimming pool and an updated balcony with elevated views — including a glimpse of Lake Belton. Recent exterior improvements, including roof, fascia, and soffits (2025), add long-term value and peace of mind that’s uncommon for homes in this area. While some finishing touches remain, they present an opportunity for the next owner to personalize the home without taking on major projects — a lot of the heavy lifting has already been done. Located in Belton ISD and just minutes from Lake Belton High School, this property combines space, updates, and a setting that’s increasingly hard to find in Morgan’s Point.

71 Wrangler Dr, Morgans Point Resort

$595,000
624996 MLS
Welcome to 12.319 unrestricted, fully fenced acres offering 180 feet of private access along Buttermilk Creek! This property is ready to go for a hunter looking for a turnkey ready property to hunt on, or a family looking to build their forever home. NO RESTRICTIONS! The main residence is a 2-bedroom, 1-bathroom, featuring a full kitchen, tankless on-demand hot water, and a septic system updated with a new leach field (2020). In addition, you have: • Dedicated Sport Court with an attached climate-controlled game room, additional storage, and covered parking ideal for tractors or equipment. • Separate Workshop built on a concrete slab featuring spray foam insulation and a dedicated split A/C unit—perfect for a home business, hobby studio, or shop. The Land & Topography: The front pasture offers classic, rocky Texas terrain, transitioning into a rich, black-dirt back pasture—ideal for farming, ranching, or agricultural use with creek irrigation access. A dirt road leads you past a beautiful canyon up to a breathtaking bluff that backs up to the historic Solana Ranch. Enjoy sweeping 360-degree views for miles—providing a dream building site for your custom luxury home! Rich History & Nature: Abundant native wildlife thrives here, including deer, wild turkey, and river otters. Steeped in Texas history, the bluff was historically utilized by the Caddo Indians to mine flint, with native tools and arrowheads found across the acreage. Located just ~5 miles down the road from the renowned Gault Archaeological Site! *******No Deed Restrictions | Livestock Permitted | USDA Eligible Area for Financing********** Whether you are looking for a recreational retreat, working homestead, private multi-generational setup, or a stunning site to build your dream home overlooking the creek, this Salado showcase is a rare find!

8285 Fm 2843, Salado

$859,000
4 Beds 2 Baths 624948 MLS
Experience the perfect blend of comfort and country living in this one-of-a-kind, beautifully updated 4-bedroom, 2-bathroom ranch-style home. The home is situated on a sprawling waterfront 15-acre estate. The home’s floor plan is designed for both relaxation and entertaining, with modern recessed lighting featured throughout the main living areas. Upon entering, you are greeted by a spacious, inviting living room to your left. The heart of the home features an open-concept kitchen that flows seamlessly into the family room, creating a bright and connected space for daily life. With two distinct living areas and multiple dining spaces, there is ample room for gatherings of any size. The master bedroom offers a private retreat with direct access to the oversized back porch, perfect for enjoying your morning coffee. The utility/laundry room is also impressively equipped with a full-size refrigerator and plenty of cabinet and counter space for storage and projects. The interior has been thoughtfully modernized, offering a fresh, turnkey living experience. A standout feature is the durable, high-quality metal roof installed in 2025, providing both peace of mind and modern curb appeal. The property also includes a Generac generator with a maintenance contract. The property itself is a true outdoor sanctuary. A major highlight is the expansive private reservoir, a vast and versatile asset ideal for supporting livestock, horses, kayaking, or enjoying endless hours of fishing right at home. The property's watershed offers several benefits, including flood control, water quality and supply, wildlife habitat, and recreation. For those with hobbies or equipment, the large outbuilding is a major convenience. Whether you need secure storage for an RV, boat, or tractor, this space offers the flexibility and capacity to accommodate all your needs. This rare combination of updated living space and expansive, versatile land offers endless possibilities.

5048 Shaw Road, Temple

$585,000
3 Beds 3 Baths 624372 MLS
**OPEN HOUSE THIS SATURDAY 11AM-2PM & SUNDAY 12PM-3PM *** Truly ONE-OF-A-KIND private and eclectic estate, Tucked at the end of a quiet cul-de-sac along Bird Creek, 2800 Pecan Valley is a rare find in one of Temple’s most established and nostalgic neighborhoods. Mature trees, peaceful surroundings and a setting that feels removed from the pace of the city give this property a character that is increasingly difficult to find—yet I-35 is just minutes away, making commuting and everyday conveniences easily accessible. Offering more than 3,000 square feet on one level, the home features 3 bedrooms, 3 bathrooms, a 3-car garage and an in-ground pool. The interior has been refreshed with new luxury vinyl plank flooring and fresh paint, while granite countertops, multiple fireplaces, generous living spaces and large windows add to the home’s warmth and functionality. The oversized primary suite provides plenty of room to retreat, while the spacious floor plan offers flexibility for everyday living and entertaining. Outside, the setting becomes one of the home’s greatest features. The creek, mature trees and established landscaping create a peaceful backdrop for the backyard and pool, with the cul-de-sac location adding another layer of privacy. Few properties in Temple offer this combination of setting and amenities: creekside living, a quiet cul-de-sac, mature surroundings, more than 3,000 square feet, a pool and 3-car garage—all with quick access to I-35. It’s a distinctive property in a location that would be difficult to duplicate.

2800 Pecan Valley Drive, Temple

$792,000
3 Beds 3 Baths 624747 MLS
Rare opportunity with tons of potential on approximately 2.33 +/- acres with lakefront view's! This solid 3-bedroom, 2.5-bath home offers the space, setting, and possibilities that today’s savvy buyer is looking for. Featuring a dedicated office, plus additional flex space with potential for a media room, this property provides a versatile floor plan ready for your vision and updates. A workshop adds valuable utility for hobbies, projects, storage, or future possibilities. The expansive acreage and natural setting create an exceptional opportunity to transform the property into something truly special, with great potential for enhanced lake views, and outdoor living. Mature trees, native landscape, and nearby water provide a peaceful backdrop that is difficult to replicate. The home also features solar panels, offering an additional feature for the next owner to evaluate and potentially capitalize on. Located within Lakeaire Owners Association, residents have access to a private boat ramp and community pool, adding to the recreational appeal of this unique location. This is a bank-owned property being sold "AS-IS". The home is ready for a buyer with vision who can see beyond its current condition and unlock the potential of the property, acreage, workshop, and lake-oriented setting. Priced to move quickly, this is an opportunity to create value and customize a property to your own style and needs. Bring your vision and make this one your own!

5008 Lakeaire Circle, Temple

$10,999,000
4745148 MLS
Rare 152-Acre Development Opportunity in Rapidly Growing Belton, Texas This approximately 152-acre tract on Elm Grove Rd in Belton offers an exceptional development opportunity in one of Central Texas’ fastest-growing communities. A current development approach envisions approximately 120 residential lots, creating the potential for a substantial new community in a market experiencing continued growth and demand. Preliminary projections indicate individual finished lots could potentially be valued from approximately $400,000 to $1,000,000 each, depending on location, size, amenities, and final development plans. A major highlight is the property’s Lampasas River frontage, with approximately eight potential riverfront homesites. These premium lots could provide a highly desirable waterfront amenity and significant additional value to the development. The property also includes a small one-bedroom home that needs work and a large outbuilding, offering existing improvements with potential utility during the development process. Located in Belton with convenient access to Temple, Salado, Georgetown, Austin, and major Central Texas employment corridors, the property combines development potential with a desirable location and natural setting. With approximately 152 acres, a development approach for 120 homesites, potential lot values of $400,000–$1,000,000 each, and rare Lampasas River frontage, 4170 Elm Grove Rd presents a compelling opportunity for developers, builders, and investors seeking a significant Central Texas development tract. Development approach, lot count, density, lot values, utilities, access, and feasibility are subject to verification and applicable governmental approvals.

4170 Elm Grove Rd, Belton

$10,999,000
1 Beds 1 Baths 3226630 MLS
Rare 152-Acre Development Opportunity in Rapidly Growing Belton, Texas This approximately 152-acre tract on Elm Grove Rd in Belton offers an exceptional development opportunity in one of Central Texas’ fastest-growing communities. A current development approach envisions approximately 120 residential lots, creating the potential for a substantial new community in a market experiencing continued growth and demand. Preliminary projections indicate individual finished lots could potentially be valued from approximately $400,000 to $1,000,000 each, depending on location, size, amenities, and final development plans. A major highlight is the property’s Lampasas River frontage, with approximately eight potential riverfront homesites. These premium lots could provide a highly desirable waterfront amenity and significant additional value to the development. The property also includes a small one-bedroom home that needs work and a large outbuilding, offering existing improvements with potential utility during the development process. Located in Belton with convenient access to Temple, Salado, Georgetown, Austin, and major Central Texas employment corridors, the property combines development potential with a desirable location and natural setting. With approximately 152 acres, a development approach for 120 homesites, potential lot values of $400,000–$1,000,000 each, and rare Lampasas River frontage, 4170 Elm Grove Rd presents a compelling opportunity for developers, builders, and investors seeking a significant Central Texas development tract. Development approach, lot count, density, lot values, utilities, access, and feasibility are subject to verification and applicable governmental approvals.

4170 Elm Grove Rd, Belton

$810,000
4 Beds 4 Baths 6086290 MLS
Welcome to your own private Lake retreat, where incredible views, resort style amenities, versatile living spaces, and investment potential come together. Situated on an oversized corner lot just minutes from Temple and Belton, the main home offers 4 bedrooms and 2.5 bathrooms with a warm, inviting interior to take full advantage of the surrounding scenery. Oversized windows fill the home with natural light and showcase beautiful lake views, while the living area features a striking stone fireplace and convenient wet bar. The kitchen offers updated appliances, and an eat in dining area perfect for gathering.The spacious primary suite features high ceilings, a large walk-in closet, dual vanities, garden tub, updated shower, and a one of a kind suspended queen bed inspired by a lakeside pier. Upstairs, a private exterior entrance leads to additional flexible living space, a bedroom, and half bath, creating even more possibilities for guests. Spend summer days around the private in-ground pool, unwind in the hot tub, entertain beneath the oversized covered porch, or enjoy unforgettable sunsets overlooking Lake Belton. A rock climbing wall adds another unexpected touch, while a private hiking trail leads toward the lakeshore. Boat ramp access is conveniently located just down the road, making lake days even easier. Adding to the property’s versatility is a separate 399 square-foot tiny home featuring 1 bedroom, 1 bathroom, a full kitchen, living area, and loft for additional sleeping space ideal for guests, multigenerational living, a private office, or additional income potential. Approximately $120,000 in solar panels add energy efficiency and long-term value. Currently utilized as an income-producing property, this distinctive home offers an incredible opportunity as a primary residence, vacation retreat, multigenerational property, or investment. This is far more than a home, it’s the lake lifestyle you’ve been looking for.

349 Arrowhead Point Rd, Belton

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