Mcculloch County Homes under $400,000

Mcculloch County Homes under $400,000

Welcome to McCulloch County, Texas – a hidden gem in the heart of the Lone Star State! Nestled between the stunning landscapes of Central Texas, McCulloch County is a charming blend of small-town hospitality and outdoor adventure. Known for its rich history and vibrant community, this area offers an idyllic lifestyle for families, retirees, and anyone seeking a peaceful retreat.

One of the most appealing aspects of McCulloch County is its affordability. With a variety of homes available for under $400,000, you can find the perfect residence that suits your lifestyle and budget. Whether you’re looking for a cozy cottage, a spacious family home, or a picturesque property with land, McCulloch County has something for everyone. The real estate market here is diverse, with options that include modern designs and traditional architecture, all set against the backdrop of Texas’ beautiful scenery.

Beyond the homes, McCulloch County boasts an array of recreational activities. Enjoy fishing and boating at the nearby lakes, explore the scenic trails, or take part in local festivals that celebrate the county's rich heritage. The friendly community is always welcoming, making it easy to feel at home.

If you're seeking a place where affordability meets charm, look no further than McCulloch County, TX. Discover the joy of owning a home in this delightful area, where you can create lasting memories in a vibrant community surrounded by nature’s beauty. Your dream home awaits!

Newest Mcculloch County Homes under $400,000

430 Chisholm Valley Dr, Round Rock
$385,000
1864424 MLS
Excellent for EITHER investment opportunity or owner occupant available for Side B. Long term lease in place on Side A leased until 12/18/27. Each unit has 2 bedrooms/ 1.5 baths/Carport/fenced backyard. Located in the highly acclaimed Round Rock ISD. Well maintained duplex with many updates including luxury vinyl plank flooring, remodeled bath in Side B, Quartz countertops in kitchens, both HVAC systems (apx. 2 years old), roof (apx. 5 years old) , hot water heaters replaced on both sides (last 1-2 years) most windows replaced, siding replaced. Wood burning fireplace in living area. No HOA. Conveniently located with easy access to I-H 35 & nearby toll roads, as well as close proximity to shopping and dining.

430 Chisholm Valley Dr, Round Rock
4305 Maggie Drive, Killeen
$250,000
4 Beds ⋅ 2 Baths ⋅ 626973 MLS
This charming single-family residence nestled in the Lonesome Dove subdivision of Killeen, Texas is ready for its new owner! This well-maintained home offers 1,798 square feet of living space, providing ample room for comfortable living. The home boasts a generous living area, perfect for both relaxation and entertaining, 4 bedrooms, 2 bathrooms, 2 car garage that has been coated, spacious primary bedroom with its own on suite bathroom with double vanities, walk in closets, separate tub and shower, secondary bedrooms on the opposite side of the home, covered porch and patio. Designed with a practical floor plan to accommodate various lifestyles. Enjoy the outdoors in the private backyard, ideal for gatherings or quiet moments. Situated in a convenient neighborhood, that's close to local amenities, schools, and major roadways. Schedule a showing today!

4305 Maggie Drive, Killeen
110 E Upshaw Avenue, Temple
$240,000
3 Beds ⋅ 2 Baths ⋅ 626963 MLS
Welcome to 110 E Upshaw—a truly well-loved, brick home that exudes character and comfort. Situated in a historic part of Temple, this charming 3-bedroom, 2-bath residence is move-in ready and waiting for its next chapter. From the moment you arrive, you’ll appreciate the lovely, tree-shaded lot and the peace of mind offered by the fully fenced backyard. Inside, the home boasts a warm, inviting atmosphere with a cozy wood-paneled den perfect for relaxing. Entertain with ease in the formal dining room or enjoy quiet mornings in the breakfast room. The bathrooms retain their unique, original tile work, adding a wonderful touch of history and character. Practicality meets convenience with a large laundry room featuring a built-in ironing board and an oversized 2-car garage with dedicated extra storage space—perfect for holiday decor or lawn equipment. This is a special home that has been deeply cared for and is ready to welcome you. Close to historic downtown, this home nestled in the quiet northside neighborhood, allows easy access to the interstate as well as quick access to all the lovely downtown amenities.

110 E Upshaw Avenue, Temple
157 Arena Dr, Liberty Hill
$370,950
3 Beds ⋅ 2 Baths ⋅ 3564836 MLS
Welcome to 157 Arena Dr in Liberty Hill! This beautifully designed Saratoga Home, under construction, offers 2,059 sq. ft. with 3 bed/2 baths, a dedicated office, and a formal dining room! The full masonry front—stone, cast stone, or stucco—paired with a fully landscaped yard creates an impressive and welcoming first impression. Inside, nearly 700 sq. ft. of wood look ceramic tile enhances the main living areas. The kitchen features granite countertops with a 4" backsplash, light grey modern shaker style 42" upper cabinets, stainless steel appliances, bright window over undermount sink and large center island with pendant lighting . All bedrooms feature plush carpeting and spacious closets. Both bathrooms are fully tiled, and the primary suite includes a floor to ceiling ceramic tiled glass shower, free standing garden tub and dual sinks. Enjoy a spacious back yard with covered patio, and fully installed sprinklers in front, side and back yard along with fresh sod, , and a six foot cedar privacy fence. Saratoga Homes delivers peace of mind with a 1 year workmanship, 2 year systems, and 10 year structural warranty, along with a long list of included upgrades. The home features a Carrier 15 SEER2 comfort system, complete with fresh air intake and a programmable thermostat. Natural gas is used where it matters—furnace, water heater, and range—and the laundry room is conveniently plumbed for both gas and electric. The Butler Farms neighborhood also continues to grow with new amenities including a community pool and park. Liberty Hill is booming with new infrastructure, fresh shopping and entertainment options, and quick access to Austin, making it one of the area’s most desirable suburbs. Come see what Butler Farm – Liberty Hill is all about!

157 Arena Dr, Liberty Hill
503 Dover Ln, Round Rock
$300,000
3 Beds ⋅ 2 Baths ⋅ 8644981 MLS
Adorable 3-bedroom, 2-bath home in established Round Rock neighborhood. Vaulted wood beam ceiling and open floor plan create a spacious feel that welcomes you home. Family room has built ins and working stone fireplace! Light & Bright Kitchen with SS appliances and a great dining space. Spacious Primary Suite with beautifully updated bathroom and large walk in closet. Mother in law plan, with 2 additional bedrooms and a shared full bath. Step outside onto the huge back deck, creating an ideal outdoor space for morning coffee, weekend gatherings, grilling, or simply enjoying the peaceful backdrop of the open field. Conveniently located near major roadways, shopping, dining, employment centers, parks, and everything Round Rock has to offer!

503 Dover Ln, Round Rock
1516 Catalan Rd Unit 502, Austin
$314,999
3 Beds ⋅ 3 Baths ⋅ 2033399 MLS
Welcome to an exceptional opportunity for affordable Southwest Austin living in the desirable Smithfield community! Offering approximately 1,565 square feet, this spacious residence combines comfort, convenience, and an unbeatable South Austin location. The thoughtfully designed floor plan provides generous living space with plenty of room to work from home, entertain, or simply relax. Enjoy the ease of low-maintenance living while still having the space and feel buyers want in a home—all at an approachable price point for Austin. Location is a standout. Situated just off the Menchaca/Slaughter corridor, you’re minutes from some of South Austin’s favorite restaurants, coffee shops, neighborhood bars, and entertainment, including Moontower Saloon, South Austin Beer Garden, Lulu’s, and more. Everyday conveniences, shopping, and major roadways are also nearby, making it easy to enjoy everything Southwest Austin has to offer while maintaining convenient access to the rest of the city. Whether you’re a first-time buyer, downsizing, or simply looking for more space at an affordable price in Austin, 1516 Catalan Road #502 delivers an incredible combination of location, lifestyle, and value.

1516 Catalan Rd Unit 502, Austin
3602 Ferguson Ln, Austin
$300,000
3 Beds ⋅ 2 Baths ⋅ 9603422 MLS
FOR SHOWING & ACCESS INSTRUCTIONS SEE HUD home store attachments ATTACHMENTS. HUD Case # 495-905452 Exclusive Agency Listing. All agents may advertise this property except MLS & yard sign. Brokers & agents must be registered with www.HudHomeStore.gov & have an active NAID number to show, bid and sell this property. Go to www.HUDHomeStore.gov to Register, Place a Bid, Check Availability, Eligible Bidders & Bid Deadlines, etc. Permission to turn-on utilities may be requested from HUD’s Field Service Manager after sales contract is executed, if deficiencies exist turn-on may be denied. HUD Homes are sold AS-IS. See HUD homes store attachments for helpful info & property specific disclosures. Marketed by https://ateamrealtyinc.com. SqFt information is from the FHA appraisal and is deemed reliable but not guaranteed. No representation is made to information provided including SqFt, room measurements, taxes, zoning, schools, features, acreage, utilities, etc. Buyer must verify all information.

3602 Ferguson Ln, Austin
1806 Alameda Street, Temple
$252,920
5 Beds ⋅ 3 Baths ⋅ 626956 MLS
Step into the stunning Franklin floorplan at North Creek in Temple, Texas. Featuring 5 bedrooms, 2.5 bathrooms, and approximately 1,892 sq. ft. of meticulously crafted living space, this home is perfect for you. On the first floor, you’ll find a spacious, open concept living area ideal for entertaining guests or enjoying family time. The beautifully designed kitchen is the heart of the home, showcasing a large island, sleek stainless-steel appliances, and generous counter space-perfect for cooking, serving, and gathering. A conveniently located half bath sits near the stairs for added ease. Upstairs, all five bedrooms are thoughtfully arranged alongside the laundry room for easy access. The secondary bedrooms feature carpet flooring, ample closet space, and easy access the secondary bathroom. The primary bedroom offers a relaxing retreat with its own bathroom that features a walk-in shower, walk-in closet, and plenty of room for your personal touches. The Franklin floorplan was created with your lifestyle in mind, offering room to grow, space to gather, and comfort at every turn. Plus, with the included smart home package, you can control and secure your home through the Qolsys smart panel, your smartphone, or even your voice. With its blend of style, convenience, and modern technology, the Franklin is living at its finest. Contact us today to learn more about making the Franklin your new home!

1806 Alameda Street, Temple
1722 Alameda Street, Temple
$243,765
4 Beds ⋅ 2 Baths ⋅ 626954 MLS
Introducing the Estero, a beautifully designed one-story home in North Creek community in Temple, TX. With approximately 1,572 sq. ft. of carefully planned living space, this 4-bedroom, 2-bath floorplan is perfect for any stage of life. Step inside and be greeted by the open-concept heart of the home – the kitchen and family room. The kitchen boasts a spacious island, sleek stainless-steel appliances, and generous counter space, ideal for everything from meal prep to casual to dining. Just beyond, you’ll find the inviting secondary bedrooms and secondary bathroom, all conveniently situated near the laundry room for easy daily living. Large rear-facing windows flood the family room with natural light, creating a warm and inviting space for relaxing or entertaining. Tucked away for privacy, the primary bedroom offers a peaceful retreat complete with an attached bathroom that features a walk-in shower and a spacious walk-in closet, providing plenty of storage for your essentials. Every D.R. Horton home includes built-in smart home technology, keeping you connected and in control with the Qolsys smart panel – accessible from your phone or even by voice. The Estero isn’t just a house-it’s a place you’ll love to call home. Contact us today to make it yours at North Creek.

1722 Alameda Street, Temple
1718 Alameda Street, Temple
$240,945
3 Beds ⋅ 3 Baths ⋅ 626952 MLS
Discover the Davis floorplan at North Creek, a beautifully designed two-story home with a 2-car garage in Temple, Texas, that checks all the boxes. Offering approximately 1,470 sq. ft., this 3-bedroom, 2.5 bath home blends comfort, style and functionality. Step inside, and you’re welcomed by a thoughtfully designed kitchen that flows seamlessly into the open-concept living and dining areas-perfect for both everyday living and entertaining. The kitchen features a spacious island, sleek stainless-steel appliances, and generous counter space to make hosting a breeze. A convenient half-bath is located nearby before you head upstairs. On the second floor, the primary bedroom awaits, a private retreat with an attached primary bathroom featuring a walk-in shower and a spacious walk-in closet. Two secondary bedrooms and a secondary bathroom share this level, along with the laundry room for easy access. The Davis floorplan also comes equipped with a smart home package, including a Qolsys smart panel, so you can control and secure your home from your phone or your voice. With plenty of space, modern conveniences, and a layout designed for how you live, the Davis is ready to welcome you home. Contact us today to learn more!

1718 Alameda Street, Temple
802 Wyndcrest Drive, Temple
$274,900
4 Beds ⋅ 2 Baths ⋅ 626811 MLS
Built in 2020 in Wyndham Hill, this four-bedroom, two-bath home pairs an open single-story layout with a covered patio and stone fireplace. The island kitchen faces the living and dining areas, keeping meal preparation and conversation in the same space. White cabinetry, pendant lighting and a tile backsplash define the kitchen, while a corner pantry provides storage beyond the cabinets. Wood-look flooring continues through the main living areas. The primary suite sits at the rear of the home, with a tray ceiling and three windows. Its bathroom includes two sinks, a separate tub and shower, and a walk-in closet. Three additional bedrooms allow room for sleeping, guests or a home office without giving up the main living area. The second bathroom has a two-sink vanity and tub/shower combination, and the laundry room adds cabinetry and a folding counter. Out back, the covered patio extends the gathering space outdoors, with the stone fireplace as its focal point and a fenced yard beyond. An attached garage completes the layout. The location connects the home to recreation, medical care and everyday errands. Lions Junction Family Water Park, a seasonal city facility, is approximately 0.9 driving mile away. Routes checked to Baylor Scott & White Medical Center-Temple were 4.2 miles/9 minutes; H-E-B at 3002 S 31st St, 3.1 miles/9 minutes; and downtown's Santa Fe Depot, 4.9 miles/12 minutes. These are approximate Google Maps estimates from Saturday afternoon, October 3, 2026; traffic and travel times vary. Academy ISD. The vendor floor plan reports 1,923 sq ft of finished area, excluding the garage. CAD and prior MLS figures differ; review the measured plan and verify measurements important to your purchase.

802 Wyndcrest Drive, Temple
1342 Newey Circle, Temple
$236,560
4 Beds ⋅ 2 Baths ⋅ 626951 MLS
Introducing the Estero, a beautifully designed one-story home in our Pecan Creek community in Temple, TX. With approximately 1,572 sq. ft. of carefully planned living space, this 4-bedroom, 2-bath floorplan is perfect for any stage of life. Step inside and be greeted by the open-concept heart of the home – the kitchen and family room. The kitchen boasts a spacious island, sleek stainless-steel appliances, and generous counter space, ideal for everything from meal prep to casual to dining. Just beyond, you’ll find the inviting secondary bedrooms and secondary bathroom, all conveniently situated near the laundry room for easy daily living. Large rear-facing windows flood the family room with natural light, creating a warm and inviting space for relaxing or entertaining. Tucked away for privacy, the primary bedroom offers a peaceful retreat complete with an attached bathroom that features a walk-in shower and a spacious walk-in closet, providing plenty of storage for your essentials. Every D.R. Horton home includes built-in smart home technology, keeping you connected and in control with the Qolsys smart panel – accessible from your phone or even by voice. The Estero isn’t just a house-it’s a place you’ll love to call home. Contact us today to make it yours at Pecan Creek!

1342 Newey Circle, Temple
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